Facing Mortgage Pressure?
Time Matters. So Does Your Next Move.
No-cost initial review. Submitting this form does not require a credit check.
Facing Mortgage Pressure?
Time Matters. So Does Your Next Move.
Facing Mortgage Pressure?
Time Matters. So Does Your Next Move.
Behind on mortgage payments?
Received a lender or legal notice?
Turned down by the banks?
Behind on mortgage payments?
Received a lender or legal notice?
Turned down by the banks?
Mortgage default diversion for property owners across the Greater Toronto Area.
Behind on mortgage payments?
Received a lender or legal notice?
Turned down by the banks?
No-cost initial review. No credit check required to submit.
No-cost initial review. No credit check required to submit.
Borrowing Beyond the Bank
The Trillium Mortgage Default Diversion Program offers a path for property owners under mortgage pressure. Applications are reviewed based on property value, mortgage balance(s), and structured repayment plan.
Borrowing Beyond the Bank
The Trillium Mortgage Default Diversion Program offers a path for property owners under mortgage pressure. Applications are reviewed based on property value, mortgage balance(s), and structured repayment plan.
Borrowing Beyond the Bank
The Trillium Mortgage Default Diversion Program offers a path for property owners under mortgage pressure. Applications are reviewed based on property value, mortgage balance(s), and structured repayment plan.
Borrowing Beyond the Bank
The Trillium Mortgage Default Diversion Program offers a path for property owners under mortgage pressure. Applications are reviewed based on property value, mortgage balance(s), and structured repayment plan.
Mortgage Concerns We Review
Mortgage Arrears
Past-due mortgage payments and payment catch-up needs.
Mortgage Arrears
Past-due mortgage payments and payment catch-up needs.
Lender and Legal Pressure
Lender notices, legal notices, Notices of Sale, Writs of Possession, or other enforcement-related concerns.
Lender and Legal Pressure
Lender notices, legal notices, Notices of Sale, Writs of Possession, or other enforcement-related concerns.
Private Mortgage Refinancing
The current private mortgage is ending soon, costs too much, or no longer meets your needs.
Private Mortgage Refinancing
The current private mortgage is ending soon, costs too much, or no longer meets your needs.
Equity Access and Debt Consolidation
Access equity to consolidate debt or cover property related expenses.
Equity Access and Debt Consolidation
Access equity to consolidate debt or cover property related expenses.
Why Property Owners Choose Trillium Lending
Why Trillium Lending?
Why Trillium Lending?
Why Trillium Lending?
Specialized underwriting addresses financial pressure and repayment, often within five business days.
Specialized underwriting addresses financial pressure and repayment, often within five business days.
Traditional Lenders
Trillium Lending
Default
Often declined under standard mortgage guidelines.
Underwriting built specifically around time-sensitive default situations.
Review & Approach
Automatic decline if borrowing criteria not met.
Approval based on equity and structured repayment.
Funding & Repayment
National / Provincial
Addresses urgent mortgage concerns with clear repayment terms.
Area Focus
Approval based on equity and structured repayment.
Greater Toronto Area and surrounding regions.
Traditional Options
Traditional Lenders
Default
Frequently declined or difficult to fund under standard lending criteria.
Often declined under standard mortgage guidelines.
Review & Approach
Automated declines should standard qualification requirements not be met — credit, employment, and income.
Automatic decline if borrowing criteria not met.
Funding & Repayment
May not suit urgent default-related circumstances. No specific exit strategy.
Addresses urgent mortgage concerns with clear repayment terms.
Area Focus
National/Provincial
Trillium Lending Options
Trillium Lending
Default
Reviewed through a property, equity, and repayment strategy lens for time-sensitive circumstances.
Underwriting built specifically around time-sensitive default situations.
Review & Approach
Manual review based on property value, mortgage position, available equity, and repayment strategy.
Approval based on equity and structured repayment.
Funding & Repayment
Structured to address urgent default-related needs with a clear exit or repayment pathway.
Addresses urgent mortgage concerns with clear repayment terms.
Area Focus
GTA-focused support for property owners navigating mortgage pressure and lender timelines.
Greater Toronto Area and surrounding regions.
Disclosure: All lending inquiries are subject to review, approval, documentation, and applicable mortgage and legal requirements.
Default Diversion in 3 Steps
Default Diversion in 3 Steps
Default Diversion in 3 Steps
01
Submit Property Details
Provide mortgage balance(s) and default details.
02
Property and Mortgage Review
Property, mortgage, and equity are assessed to identify funding options.
03
Funding and Next Steps
Once a funding path is confirmed, approval and legal processing follow, addressing immediate mortgage concerns.
Take Control of Your Mortgage
Take Control of Your Mortgage
Mortgage default pressure builds quickly. Urgent review is required for missed payments, lender or legal notices.
Mortgage default pressure builds quickly. Urgent review is required for missed payments, lender or legal notices.
Contact Us
© 2026 All Rights Reserved
Disclosure: Trillium Lending is not a mortgage brokerage and does not provide mortgage advice, legal advice, debt counselling, or default resolution guarantees. Information submitted through this website may be collected for administrative intake and, depending on the nature of the inquiry, may be shared with a licensed mortgage professional, legal counsel where applicable, or assigned to a Trillium Lending representative to gather further information. Submitting information does not guarantee approval, funding, refinancing, lender cooperation, legal outcome, default resolution, delay of enforcement, prevention of power of sale, foreclosure, receivership, partnership acceptance, or any specific result. All lending requests are subject to review, approval, documentation, and applicable mortgage and legal requirements. Trillium Lending may receive compensation from parties involved in reviewing, referring, processing, or funding an inquiry. Any applicable fee, relationship, or conflict disclosure will be addressed in the applicable documentation before completion of any transaction.
Contact Us
© 2026 All Rights Reserved
Disclosure: Trillium Lending is not a mortgage brokerage and does not provide mortgage advice, legal advice, debt counselling, or default resolution guarantees. Information submitted through this website may be collected for administrative intake and, depending on the nature of the inquiry, may be shared with a licensed mortgage professional, legal counsel where applicable, or assigned to a Trillium Lending representative to gather further information. Submitting information does not guarantee approval, funding, refinancing, lender cooperation, legal outcome, default resolution, delay of enforcement, prevention of power of sale, foreclosure, receivership, partnership acceptance, or any specific result. All lending requests are subject to review, approval, documentation, and applicable mortgage and legal requirements. Trillium Lending may receive compensation from parties involved in reviewing, referring, processing, or funding an inquiry. Any applicable fee, relationship, or conflict disclosure will be addressed in the applicable documentation before completion of any transaction.
Contact Us
© 2026 All Rights Reserved
Disclosure: Trillium Lending is not a mortgage brokerage and does not provide mortgage advice, legal advice, debt counselling, or default resolution guarantees. Information submitted through this website may be collected for administrative intake and, depending on the nature of the inquiry, may be shared with a licensed mortgage professional, legal counsel where applicable, or assigned to a Trillium Lending representative to gather further information. Submitting information does not guarantee approval, funding, refinancing, lender cooperation, legal outcome, default resolution, delay of enforcement, prevention of power of sale, foreclosure, receivership, partnership acceptance, or any specific result. All lending requests are subject to review, approval, documentation, and applicable mortgage and legal requirements. Trillium Lending may receive compensation from parties involved in reviewing, referring, processing, or funding an inquiry. Any applicable fee, relationship, or conflict disclosure will be addressed in the applicable documentation before completion of any transaction.
Contact Us
© 2026 All Rights Reserved
Disclosure: Trillium Lending is not a mortgage brokerage and does not provide mortgage advice, legal advice, debt counselling, or default resolution guarantees. Information submitted through this website may be collected for administrative intake and, depending on the nature of the inquiry, may be shared with a licensed mortgage professional, legal counsel where applicable, or assigned to a Trillium Lending representative to gather further information. Submitting information does not guarantee approval, funding, refinancing, lender cooperation, legal outcome, default resolution, delay of enforcement, prevention of power of sale, foreclosure, receivership, partnership acceptance, or any specific result. All lending requests are subject to review, approval, documentation, and applicable mortgage and legal requirements. Trillium Lending may receive compensation from parties involved in reviewing, referring, processing, or funding an inquiry. Any applicable fee, relationship, or conflict disclosure will be addressed in the applicable documentation before completion of any transaction.